Uber has changed the way we travel. With a simple tap on your smartphone, you can request a ride within minutes, simplifying the way we move around. As convenient as Uber is, it’s not without its risks. Accidents can happen, leading to potential passenger injuries.
This article explores what kinds of injuries are most common in Uber accidents, who may be liable for damages, along with legal options for pursuing a claim.
Common Uber Injuries
Passengers in an Uber may suffer a variety of injuries, especially if the driver is involved in an accident. Some of the most common injuries that occur include:
Neck Injuries: Neck strain, also known as whiplash, is common in rear collisions, causing pain and limited mobility. It can take time to develop symptoms, making it hard to immediately detect.
Bone Injuries: Broken bones are common in severe crashes. Such injuries often require long recovery periods and surgery.
Concussions and Brain Trauma: Accidents may cause head trauma, ranging from mild to severe. These injuries may result in long-term cognitive issues and other serious health problems.
Spine Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. They often result in long-term pain and expensive treatments.
Muscle Tears and Ligament Damage: Muscle injuries, including sprains and tears, often occur. Though less visible, they can cause significant discomfort.
Severe Scratches and Lacerations: Broken glass and debris often cause lacerations. Lacerations can lead to stitches, scars, and even infection.
Who Is Liable in an Uber Accident?
Liability in Uber-related accidents can be complicated. Several parties may be responsible for the accident. Liability can include the Uber driver, other drivers, or even third parties.
Uber’s Driver: Uber drivers can be held liable if they were negligent or reckless. Examples include speeding, DUI, or violating traffic rules.
A Different Driver: If another motorist causes the crash, they could bear the blame.
Uber as a Company: Uber may be liable in certain situations through its insurance policies. Uber offers up to $1 million in liability coverage during active rides.
Liability from Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. Liability could extend beyond drivers, requiring investigation into other causes.
Uber’s Insurance Policy for Riders
Uber’s insurance coverage varies attorney uber driver pulled lawsuit depending on the stage of the ride. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
Driver Not Using the App: If the Uber driver is not using the app, they must rely on personal coverage.
Driver Awaiting Ride Requests: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Driver En Route or During a Ride: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
Filing a Legal Claim After an Uber Accident
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.